Frequently Asked Questions
Maybe you have a few questions. That’s okay; most people do. So here’s a quick collection of some of the questions people ask us… along with our answers. If you still have a question, don’t hesitate to contact us (or give us a call) and we’ll be happy to answer it for you.
Q: How do you determine the price to offer on my house?
A: Great question. We’re not agents, and we don’t list houses. We are professional home buyers: We buy houses Columbia that meet our purchasing criteria. From there we may repair the house and resell it to another homeowner or keep it as a rental ourselves.
Q: Do you pay fair prices for properties?
A: Many of the houses we purchase are below market value (we do this so we can resell it at a profit to another home owner). We are looking to get a fair discount on a property. However, in our experience, many sellers aren’t necessarily expecting a large “windfall” on the property but rather appreciate that we can offer cash, we close very quickly (no waiting for financing), and no time or effort or expense is required on your part of fix up the property or pay agent fees. If that’s what you’re looking for and you see the value in getting your house sold fast… let’s see if we can come to a fair win-win price. (Besides, our no-obligation pricing commitment means that you do not have to move forward with the offer we give… but it’s good to know what we’re offering!)
[DOWNLOAD our free guide that walks you through the Pros and Cons (plus the cost and timeline) of selling your house to a real estate investor… plus learn the pros, cons, and costs of the other two alternatives… listing with an agent or selling it yourself. Head on over here download your free guide →]
Q: How do you determine the price to offer on my house?
A: Great question, and we’re an open book: Our process is very straightforward. We look at the location of the property, what repairs are needed, the current condition of the property, and values of comparable houses sold in the area recently. As you know, house values have taken a huge hit in the last 5 years and most areas still haven’t seen prices come back up. We take many pieces of information into consideration… and come up with a fair price that works for us and works for you too.
Q: Are there any fees or commissions to work with you?
A: This is what makes us stand out from the traditional method of selling your house: There are NO fees or commissions when you sell your house us. We’ll make you an offer, and if it’s a fit then we’ll buy your house (and we’ll often pay for the closing costs too!). No hassle. No fees. We make our money after we pay for repairs on the house (if any) and sell it for a profit (we’re taking all of the risk here on whether we can sell it for a profit or not, once we buy the house from you… the responsibility is ours and you walk away without the burden of the property and it’s payments… and often with cash in your hand).
Q: How are you different from a real estate agent?
A: Real estate agents list properties and hope that someone will buy them. The agent shows the properties to prospective buyers if there are any (the average time to sell a property in many markets right now is 6-12 months) and then take a percentage of the sale price if they find a buyer. Oftentimes, the agent’s commission is 3-6% of the sale price of your house (so if it’s a $100,000 house, you’ll pay between $3,000 – $6,000 in commissions to an agent). Agents provide a great service for those that can wait 6-12 months to sell and who don’t mind giving up some of that sale price to pay for the commissions. But that’s where we’re different: We’re not agents, we’re home buyers. Our company actually buys houses. We don’t list houses. Since we’re actually the one buying the house from you, and we pay with all cash… we can make a decision to buy your house within a couple days (sometimes the same day). Again, we make our living by taking the risk to buy the house with our own cash, repair the house, and market it ourselves to find a buyer (which is the hard part in this market).
Q: Is there any obligation when I submit my info?
A: There is absolutely zero obligation for you. Once you tell us a bit about your property, we’ll take a look at things, maybe set up a call with you to find out a bit more, and make you an all-cash offer that’s fair for you and fair for us. From there, it’s 100% your decision on whether or not you’d like to sell your house to us… and we won’t hassle you, won’t harass you… it’s 100% your decision and we’ll let you decide what’s right for you.
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Listing vs. Selling To Us
Which route is quicker?
Which route is quicker?
Puts more cash in your pocket?
Has less hassle?
We buy houses in ANY CONDITION. There are no commissions or fees and no obligation whatsoever. Start below by giving us a bit of information about your property or call!
(803) 998-CASH
We respect your privacy. See our Privacy Policy.
Selling a House Before Paying Off the Mortgage: Your Comprehensive Guide
Introduction
Join us as we uncover the truth about the comprehensive guide on the intricacies of selling a house before paying off the mortgage. Our expert insights and detailed information aim to empower you with the knowledge needed to navigate this important financial decision.
Understanding the Process
Selling a house with an outstanding mortgage involves several crucial steps. We break down the process into manageable stages, ensuring you have a clear understanding of what to expect.
Assessing Mortgage Terms
Before making any decisions, it's essential to review your mortgage terms. Our experts guide you through understanding prepayment penalties, loan assumptions, and other pertinent terms that may impact your decision.
Calculating Outstanding Balance
Determining your outstanding mortgage balance is a pivotal step. We offer insights into calculating this balance accurately, taking into account interest, principal payments, and any applicable fees.
Listing Your Property
Effectively listing your property is crucial for attracting potential buyers. We provide tips on preparing your home for listing, from staging to professional photography, ensuring your property stands out.
Working with Real Estate Professionals
Navigating the complexities of selling a mortgaged property is easier with the right team. We discuss the benefits of working with experienced real estate professionals who can help streamline the process.
Negotiating with Lenders
Negotiating with your lender is a significant aspect of selling a house with an outstanding mortgage. Our experts share strategies for effective negotiations, including potential options for loan assumption or paying off the mortgage through the sale.
Understanding Tax Implications
Selling a property before paying off the mortgage can have tax implications. We delve into the potential tax considerations you should be aware of, helping you make informed decisions.
Making an Informed Decision
At Cash Property Offers, we understand that selling a house before paying off the mortgage is a significant financial decision. Our mission is to provide you with the knowledge and guidance needed to make informed choices that align with your goals. Contact us today to learn more about how we can support you throughout this process.
We buy houses in ANY CONDITION. There are no commissions or fees and no obligation whatsoever. Start below by giving us a bit of information about your property or call!
(803) 998-CASH
We respect your privacy. See our Privacy Policy.
4 fast and easy steps to sell your home for cash today.
Learn The Pros and Cons Of Selling Your House To Local
Professional Home Buyer– FREE Guide:
Download our FREE Guide here.
Or, you can always feel free to Contact us anytime if you have questions, want a no hassle Situation Evaluation, or want to just learn more about how we can help homeowners sell unwanted properties for cash.
Get the FREE Guide and then give us a call at 803-770-0679 and we’ll discuss what your home is worth and what we can offer to buy it for with our Cash Offer Program.
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